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The hype surrounding NFTs (non-fungible tokens) has been hard to ignore.

Bright, colourful digital-only art that is selling for millions – who wouldn’t be intrigued?

But my first experience of investing in this world was a nightmare – with far too much time, money and stress wasted on… well, not very much.

Because an NFT doesn’t have a physical representation like a painting, it exists only as a digital asset.

So all I was paying for was a record of