A version of this story first appeared in CNN Business’ Before the Bell newsletter. Not a subscriber? You can sign up right here.What’s happening: In an interview on CBS’ “Face the Nation” on Sunday, Moynihan said that consumer spending has jumped above $1 trillion this year, a 20% increase over 2019 levels. And Americans are still sitting on a lot of extra cash.”Our consumers have lots of money in their checking accounts,” Moynihan said. “They have not spent about 65